For businesses working to attract and retain quality employees, benefit packages have to be attractive and easy to administer. UPMC Health Plan's Small Business Advantage does that and more. If your firm has fewer than 100 employees, Small Business Advantage manages costs while providing benefit plans that employees want.

Small Business Advantage includes the following great benefits. Click on the bullet points to learn more.

• Choice of EPO, PPO, POS, or consumer-directed plans

  Employers can choose from a wide range of plans that offer flexibility, benefits, and competitive premiums, including:
  

  • EAPOS — Member is encouraged to have a PCP, but can self-direct care
  • PPO — Member can go to provider of choice in or out of network
  • EPO — Member can receive care from any network provider
  • Consumer Advantage^® — High-deductible plan coupled with tax-advantaged funding source

• Broad network of doctors and hospitals

  Local Network
  Our comprehensive network includes the advanced-care, academic, and specialty hospitals of UPMC as well as community hospitals, cancer centers, physician practices, behavioral health programs, and long-term care facilities. UPMC Health Plan's network includes more than 90 hospitals and more than 9,800 physicians — one of the largest and most diverse teams of health care professionals in the area.
  Search our local network

  National Network
  Working in other states? Traveling around the country? We're there for you and your employees. UPMC Health Plan's seamless national network extends across the country to include more than 500,000 physicians and nearly 5,000 facilities.
  Search our out-of-area network
  

• Pharmacy

  Our pharmacy program offers both good value and freedom of choice by providing our members with a variety of high-quality, effective generic and brand-name prescription drugs. Search our Your Choice drug list, our most popular pharmacy program offering.

  At UPMC Health Plan, our prescription drug plan offers:

  • Access to an expanded network of retail pharmacies
  • Home delivery for maintenance medications
  • Fast, reliable service
  • A comprehensive formulary developed and maintained by leading network physicians and pharmacists

  Our pharmacy network consists of more than 30,000 pharmacies, including CVS, Giant Eagle, Kmart, Rite Aid, Sam's Club, Target, Walmart, Wegmans (Erie locations), as well as hundreds of independent retailers. Find a Pharmacy

  Attention: Our pharmacy network has recently expanded to include CVS.

• MyHealth wellness services

  Businesses now have access to a variety of wellness assessments and programs through UPMC Health Plan's MyHealth program, including online tools, personalized health improvement programs, and discounts on physical fitness activities. Our online tools enable members to design personal action plans for getting in shape, eating better, losing weight, and quitting tobacco.

• Smoking cessation program

  Our program focuses on education, problem-solving skills, social support, and stress management. Business Advantage includes a 24/7 quit line, smoking cessation drug coverage with member copayment, and health coaching calls.

• Employee assistance program

  LifeSolutions^SM, owned by UPMC, provides employers with a comprehensive program that enhances workplace productivity, health, and wellness. Members can access resources online or call for assistance with family and relationship issues, child or elder care, career challenges, stress management, anxiety or depression, and drug and alcohol concerns. Through Small Business Advantage, members have 24/7 telephone support, telephone coaching and counseling, referrals to community resources, and online WorkLife resources. Learn more about LifeSolutions.

• Vision discount network

  UPMC Health Plan offers a discount vision network for our Business Advantage product through arrangements with Opticare Managed Vision at no extra charge. We also offer optional vision insurance coverage through Vision Benefits of America.

  OptiCare Managed Vision Discount Network
  OptiCare Managed Vision has been providing comprehensive and affordable eye care services for more than 20 years. OptiCare is one of the nation's largest medical eye care administrators. Founded by eye care professionals, OptiCare has become a nationally respected provider of fully integrated, risk-based eye care programs.

  Vision Benefits of America Vision Benefits (VBA) is a comprehensive nationwide network of eye care providers that has been managing group vision benefits for more than 40 years. Through its more than 13,000 participating vision providers, VBA provides managed vision care to more than 1 million members across the country. Learn more about Vision Benefits of America.

• Dedicated account management and member services

  Account Management
  Answers to client questions are only a phone call away. From initial enrollment to renewal assistance, your designated account manager will work closely with you and your producer (if applicable), using a consultative approach to administer your account.

  Dedicated Member Services
  Members will have telephone access to a personal Member Advocate, who will call to welcome them to the program, help them understand coverage, provide preventive care reminders, and notify them of special events related to their health benefits. Member Advocates serve as advisors to help members make important decisions regarding their benefits.

• Health management programs

  Members have access to diabetes educators, nurses, pharmacists, and other health experts who can help them identify problems and can work with them and their physicians to manage specific medical conditions, such as heart disease, diabetes, respiratory problems, depression, low back pain, and pregnancy.

• Global emergency services

  Any time members are more than 100 miles from home — literally, anywhere in the world — we provide immediate connections to doctors, hospitals, and pharmacies. We're there to clear many of the obstacles caused by emergencies far from home or in other countries.
  Learn more about Assist America

• 24/7 health advice line

  UPMC Health Plan’s MyHealth Advice Line is available 24/7 to provide members with health care advice. When a member calls to discuss a specific health issue, experienced registered nurses can provide prompt and efficient service over the phone.

• MyHealth Community

  Members are automatically enrolled in our exclusive member discount program, MyHealth Community. Members simply need to present their ID card to be eligible for discounts at participating fitness centers, health food stores, sporting goods stores, and other health-related businesses. MyHealth Community includes more than 200 fitness centers in Pennsylvania and more than 1,400 nationally.

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Spending Account Services

UPMC Health Plan also offers a Flexible Spending Account (FSA) that can be added on to many of our product offerings. Learn more »