An Innovative Approach to
Consumer-Directed Health Care

When your employees are more active in their
health care decisions, they receive care that is
more efficient and effective and could result in
lower health care costs.

UPMC Consumer Advantage offers a full suite of health care products, including health promotion programs and online tools through MyHealth OnLine to give members greater control over their health care decisions.

What is a consumer-directed health
plan (CDHP)?
A CDHP helps fund deductible and medical expenses by combining a savings account and a qualified high-deductible health plan.

• UPMC Consumer Advantage is easy to use
  and manage.
• Preventive care is 100% covered and is not subject to the deductible.
• All in- and out-of-network coverage counts toward the deductible.
• Out-of-pocket limits are low for in-network care,
  so they can be quickly met.
• Medical services are covered at 100% at in-network
  facilities after the annual out-of-pocket limits are satisfied.

UPMC Consumer Advantage offers two types of plans, distinguished by the type of savings account that is offered. Both our Health Savings Account (HSA) and Health Reimbursement Account (HRA) products are convenient and easy to use.

Click the links below to view a detailed plan comparison and learn more about our Consumer Advantage plans.