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The information below applies to UPMC for Life HMO Rx, UPMC for Life PPO, UPMC for Life PPO Rx, and UPMC for Life Specialty Plan.
Select here to learn more about:
- UPMC for Life Pharmacy Directory
- UPMC for Life Drug Formulary
- UPMC for Life searchable Drug Formulary
- Provider Directory - Select one of the following counties to locate a provider.
- Allegheny, Armstrong, Beaver, Butler, Fayette, Greene, Indiana, Washington, and Westmoreland counties
- Clarion, Crawford, Erie, Forest, Lawrence, Mercer, and Venango counties
- Bedford, Blair, Cambria, Cameron, Clearfield, Elk, Jefferson, McKean, and Somerset counties
- Searchable Pharmacy Directory
- How to file a complaint, appeal, or grievance, or request an exception
- Disenrollment Rights and Responsibilities
- What happens if UPMC for Life leaves the Medicare program or UPMC for Life leaves the area where you live?
- Privacy Statement
- List of Exclusions and Limitations
Useful Forms:
Helpful Links:
Disenrollment rights and responsibilities
What are my rights and responsibilities as a UPMC for Life member upon disenrollment?
Until your membership ends, you must keep getting your Medicare services through UPMC for Life participating providers or you will have to pay for them yourself (HMO members), or pay more for your services (PPO members). If you leave UPMC for Life, it may take some time for your membership to end and your new way of getting Medicare to take effect. While you are waiting for your membership to end, you are still a member. HMO members must continue to get care as usual through UPMC for Life.
HMO Members Only
If you get services from doctors or other medical providers who are not plan providers before your membership in UPMC for Life ends, neither UPMC Health Plan nor the Medicare program will pay for these services, with just a few exceptions. The exceptions are urgently needed care, care for a medical emergency, out-of-area renal (kidney) dialysis services, and care that has been approved by us. There is another possible exception: If you happen to be hospitalized on the day your membership ends, call Member Services to find out if your hospital care will be covered by UPMC for Life. If you have any questions about leaving UPMC for Life, please call Member Services.
HMO and PPO Members
If you plan to move or take a long trip, please call Member Services to find out if the place you are moving to or traveling to is in the UPMC for Life service area. If you move permanently out of our service area, or if you are away from our service area for more than six months in a row, you generally cannot remain a member of UPMC for Life. In these situations, if you do not leave on your own, we must end your membership ("disenroll" you).
You have the right to make a complaint if we ask you to leave UPMC for Life. If we ask you to leave UPMC for Life, we will tell you our reasons in writing and explain how you can file a complaint against us if you want to.
You have the right to make a complaint if you have concerns or problems related to your coverage or care. "Appeals" and "grievances" are the two different types of complaints you can make. Which one you make depends on your situation. Appeals that involve your Medicare health benefits under UPMC for Life are discussed in the Evidence of Coverage. Appeals and grievances that involve the UPMC for Life drug benefit, if applicable, are also discussed in the Evidence of Coverage.
If you make a complaint, we must treat you fairly (i.e., not discriminate against you) because you made a complaint. You have the right to get a summary of information about the appeals and grievances that members have filed against UPMC Health Plan in the past.
Along with the rights you have as a member of UPMC for Life, you also have some responsibilities. Your responsibilities include the following:
- To become familiar with your coverage and the rules you must follow to get care as a member. You can use the Evidence of Coverage and other information we give you to learn about your coverage, what you have to pay, and the rules you need to follow.
- To give your doctor and other providers the information they need to care for you, and to follow the treatment plans and instructions that you and your doctors agree upon. Be sure to ask your doctors and other providers if you have any questions.
- To act in a way that supports the care given to other patients and helps the smooth running of your doctor's office, hospitals, and other offices.
- To pay any plan copayments you may owe for the covered services you get. You must also meet your other financial responsibilities related to your health care, as applicable.
- To let us know if you have any questions, concerns, problems, or suggestions. If you do, please call Member Services.
Starting in 2006, there are limits to when and how often you can change the way you get Medicare and what choices you can make when you make the change.
Here are the new rules:
- From November 15 through March 31, anyone with Medicare will have two chances to switch from one way of getting Medicare to another.
- From January 1 until March 31, anyone with Medicare has another chance to make one change in the way they get Medicare.
With this chance, you are limited in the type of plan you may join. If you have Medicare prescription drug coverage when making your change, you will only be able to join a Medicare Advantage plan or a Medicare private fee-for-service plan that offers Medicare Part D (Prescription Drug), or you will have to go to Original Medicare and join a Prescription Drug Plan. If you do not have Medicare prescription drug coverage when making this change, you will only be able to join a Medicare Advantage plan or a private fee-for-service plan that does not offer the Medicare Part D (Prescription Drug), or go to Original Medicare.
- Generally, you can't make any other changes during the year unless you meet special exceptions, such as if you move or if you have Medical Assistance coverage. Later in the year, from November 15 through December 31, anyone with Medicare can switch their way of getting Medicare to another way for the following year.
In most cases, your disenrollment date will be the first day of the month that comes after the month we receive your request to leave. For example, if we receive your request to leave during the month of February, your disenrollment date will be March 1.
If you leave UPMC for Life, one choice for continuing with Medicare is to join a Medicare Advantage plan or other Medicare health plan if any of these types of plans are available in your area, and if they are accepting new members. You can also choose the Original Medicare plan. If you choose Original Medicare, you must choose a Prescription Drug Plan if you wish to have Medicare prescription drug coverage.
What are UPMC for Life's rights and responsibilities upon member disenrollment?
If we leave the Medicare program or change our service area so that it no longer includes the area where you live, we will tell you in writing. If this happens, your membership in UPMC for Life will end, and you will have to change to another way of getting your Medicare benefits. All of the benefits and rules described in the Evidence of Coverage will continue until your membership ends. This means that you must continue to get your medical care in the usual way through UPMC for Life until your membership ends.
Under certain conditions UPMC for Life can end your membership and make you leave the plan. No member of any Medicare health plan can be asked to leave the plan for any health-related reasons. If you ever feel that you are being encouraged or asked to leave UPMC for Life because of your health, you should call 1-800-MEDICARE (1-800-633-4227), which is the national Medicare help line. TTY users should call 1-877-486-2048. You can call 24 hours a day, 7 days a week.
If any of the following situations occurs, we will end your membership in UPMC for Life:
- If you move out of our geographic service area or live outside the plan's service area for more than six months at a time.
- If you do not stay continuously enrolled in both Medicare Part A and Medicare Part B.
- If you give us information on your enrollment form that you know is false or deliberately misleading, and it affects whether or not you can enroll in UPMC for Life.
- If you behave in a way that is disruptive to the extent that your continued enrollment seriously impairs our ability to arrange or provide medical care for you or for others who are members of UPMC for Life. We cannot make you leave UPMC for Life for this reason unless we get permission first from the Centers for Medicare & Medicaid Services, the government agency that runs Medicare.
- If you let someone else use your plan membership card to get medical care. If you are disenrolled for this reason, CMS may refer your case to the Inspector General for additional investigation.
- If you do not pay the plan premiums, as applicable, we will tell you in writing that you have a 90-day grace period during which you can pay the plan premiums before you are required to leave UPMC for Life.
UPMC_06_296 (03/2006)
UPMC for Life has contracted with the Centers for Medicare and Medicaid Services to offer the UPMC for Life Prescription Drug Plan to eligible Medicare recipients in the UPMC for Life service area.
UPMC Health Plan
One Chatham Center
Suite 900
112 Washington Place
Pittsburgh, PA 15219
Last Updated 12_20_2007 |
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