Plan Options and Rates

What's New for 2024

UPMC HealthyU is changing to Take a Healthy Step.

• On Jan. 22, 2024, you will gain access to a new well-being program that encourages you to take simple but important steps to manage your health and lead a healthier lifestyle. It also rewards you for doing so! Eligible members will receive a UPMC Consumer Advantage® debit card that can be used for deductible, coinsurance, and eligible prescription expenses.
• Any previously earned UPMC HealthyU funds will continue to pay for eligible expenses until they are exhausted.
• There are four levels of Take a Healthy Step rewards. As you complete a level, UPMC Health Plan will deposit the reward dollars designated for that level onto the UPMC Consumer Advantage® debit card.
• You can see your spending account balance, deductible status, and well-being program details, by logging in to the member site.

Changes to both the Standard Option and High-Deductible Health Plan

• Your share of the non-postal premium will increase for Self Only/Self Plus One/Self and Family.

Changes to the HDHP only

• The High-Deductible Health Plan (HDHP) Option PPO has a Health Incentive Account (HIA). The HIA allows you to earn up to $75 for Self Only coverage and up to $150 for Self Plus One or Self and Family coverage. If you earn the rewards UPMC Health Plan’s premium pass-through will fund your health savings account (HSA) or health reimbursement arrangement (HRA; applicable if you are not eligible for an HSA). You will then be able to use the debit card to pay for eligible out-of-pocket expenses. Previously the HIA allowed you to earn up to $250 for Self Only coverage and up to $500 for Self Plus One or Self and Family coverage and could be only used after the deductible was met for coinsurance and copayments.