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Choosing a Health Insurance Plan

The Affordable Care Act has changed the way individuals and families buy health insurance. The goal of the ACA is to ensure that everyone has affordable health coverage. Today, nearly everyone has a right to buy health coverage, and no one can be turned down because of an existing illness. It truly is a whole new world in health care.

Federal Health Insurance Marketplace

Like shopping in an open-air market, the federal Marketplace is designed to allow you to compare services and choose the one you think is best. The federal Marketplace is open once again, selling new health insurance products for 2019.

Here are some key dates to remember:

  • November 1, 2018 – Shopping period begins
  • December 15, 2018 – Last day to buy for coverage for 2019
  • January 1, 2019 – 2019 coverage begins

If you need health insurance now, you must have a qualifying life event. To determine if you are eligible to receive coverage now, visit the UPMC Health Plan shopping site. If you qualify for coverage, you will receive personalized plan options, find out how likely you are to qualify for a tax credit, and select the plan that meets your needs.