The Affordable Care Act has changed the way individuals and families buy health insurance. From the requirement to purchase coverage to the creation of the federal Health Insurance Marketplace, it truly is a whole new world in health care.
Like shopping in an open-air market, the federal Marketplace is designed to allow you to compare services and choose the one you think is best. The federal Marketplace will soon be open again, selling new health insurance products for 2018.
Here are some key dates to remember:
- November 1, 2017 – Shopping period begins
- December 15, 2017 – Last day to buy for coverage for 2018.
- January 1, 2018 – 2018 coverage begins
If you need health insurance now, you must have a qualifying life event. To determine if you are eligible to receive coverage now, visit the UPMC Health Plan shopping site. If you qualify for coverage, you will receive personalized plan options, find out how likely you are to qualify for a tax credit, and select the plan that meets your needs.