Westmoreland Member Guide

14 Cost of care When you receive care, you will typically pay a copay to the provider. A copay is a fixed amount you pay for covered services. Your copay amount will depend on what type of doctor you are seeing and what type of visit you are having. Paying for your health care coverage If you have coinsurance, you will pay after you receive your bill. Coinsurance is a percentage of the cost that you pay when you receive covered services. For example, if your coinsurance is 20 percent, you must pay 20 percent of the cost of your health care services. UPMC for Life will pay the remaining 80 percent.