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Shop 5 Star Medicare Plans from UPMC for Life

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Or call 1-866-400-5077 (TTY: 711)
Ready for a change? You can switch to our 5 star plans outside the annual enrollment period! When can I join a 5 star plan?
Basic Medical Costs
Plan Premium
Annual Deductible
Prescription Drug
Primary Care Physician
Specialist Doctor
Inpatient Hospital
Preventive Services
Member Protection
Maximum Out-of-Pocket (your out-of-pocket spending limit for the year)
Facility Costs
Outpatient Surgery
Skilled Nursing Facility
Emergency Care
Urgent Care
Testing, Rehabilitation, and Supply Costs
Lab Services
Advanced Imaging
Physical Therapy
Durable Medical Equipment
Diabetic Supplies
Additional Benefits
Routine Vision
Routine Hearing
Preventive Dental
Over-the-counter (OTC) mail order catalog
Choice of Supplemental Benefits
SilverSneakers® Fitness Program
UPMC AnywhereCare
UPMC MyHealth 24/7 Nurse Line
Travel Concierge Program
Assist America
Personal Counseling
Bathroom Safety Products
Home Safety
Tools for Caregivers
Part D Prescription Drug Coverage
Part D Prescription Drug Coverage
In-Network Retail Pharmacy (30-day supply)
In-Network Retail Pharmacy (90-day supply)
Mail-Order Pharmacy (90-day supply)
Tier 1: Preferred Generic Drugs
Tier 2: Generic Drugs
Tier 3: Preferred Brand Drugs
Tier 4: Non-Preferred Drugs
Tier 5: Specialty Drugs
Coverage Gap
Catastrophic Coverage
Donut Hole Coverage for Insulin Medications
Additional Donut Hole Coverage

Plan Documents


Doctors Prescriptions

Access to the doctors and the prescriptions you need

Find Available Doctors

Find Available Prescriptions
five stars

Why are the star ratings important?

More stars mean a better plan–members get better care, better quality, and better customer service. Medicare beneficiaries can use this score to compare quality and performance of Medicare plans. This important tool can help beneficiaries choose the best Medicare plan to fit their needs.

UPMC for Life earned a 5 out of 5-star rating from Medicare for our HMO and PPO plans for 2022. Every year, Medicare evaluates plans on a 5-star rating system.

This information is not a complete description of benefits. Call 1-866-400-5077 (TTY: 711) for more information. Out-of-network/Noncontracted providers are under no obligation to treat UPMC for Life members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost sharing that applies to out-of-network services. Other physicians/providers are available in the UPMC for Life network.

This information is available for free in other languages. Please call our customer service number at 1-877-539-3080 (TTY: 711).

UPMC for Life has a contract with Medicare to provide HMO, HMO SNP, and PPO plans. The HMO SNP plans have a contract with the PA State Medical Assistance program. Enrollment in UPMC for Life depends on contract renewal. UPMC for Life is a product of and operated by UPMC Health Plan Inc., UPMC Health Network Inc., UPMC Health Benefits Inc., and UPMC Health Coverage Inc.

SilverSneakers is a registered trademark of Tivity Health Inc. SilverSneakers GO is a trademark of Tivity Health Inc. © 2021 Tivity Health Inc. All rights reserved.
UPMC for Life Members
Call us toll-free: 1-877-539-3080
TTY: 711

Oct. 1 – March 31:
Seven days a week from 8 a.m. to 8 p.m.

April 1 – Sept. 30:
Monday through Friday from 8 a.m. to 8 p.m., Saturday from 8 a.m. to 3 p.m.

UPMC for Life Prospective Members
Call us toll-free: 1-866-400-5077
TTY: 711

Oct. 1 – Dec. 7:
Seven days a week from 7 a.m. to 9 p.m.

Dec. 8 – Dec. 31:
Seven days a week from 8 a.m. to 8 p.m.

Jan. 1 – Sept. 30:
Monday through Friday from 8 a.m. to 8 p.m., Saturday from 9 a.m. to 3 p.m.


Last Updated: 10/01/2021