• UPMC for Life is proud to partner with Tower Health to offer high-quality, affordable Medicare Advantage plans.

    UPMC for Life is a Medicare Advantage plan that’s been around for 18 years. We are owned by the University of Pittsburgh Medical Center (UPMC), a world-renowned health care provider and insurer based in Pittsburgh, Pa. We are 190,000 members strong and growing!

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High-quality care from Tower Health providers

Get access to the doctors and hospitals you know and trust. Medicare beneficiaries in Berks County can enroll in a UPMC for Life plan and receive medical care at all Tower Health facilities, including Reading Hospital and the new, state-of-the-art Reading HealthPlex, The Reading Hospital SurgiCenter at Spring Ridge, and Reading Health Rehabilitation Hospital.

Here are the plan options available through our partnership with Tower Health:

HMO PREMIER RX PLAN

This plan gives you low-cost health care coverage with MORE value:

  • $0 monthly plan premium
  • $0 annual deductible
  • $5 PCP visit copay
  • Part D prescription coverage
  • Additional benefits, including a $100 yearly allowance for contacts and eyewear, a $1,500 allowance for hearing aids every three years, a $150 yearly allowance for comprehensive dental services, a free gym membership at participating locations, travel coverage, and much more!
Learn more about the HMO Premier Rx Plan

HMO and PPO plans

Our HMO and PPO plans offer:

  • Low primary care doctor visit copays
  • Brand-name and generic prescription drug coverage
  • Preventive dental coverage for cleanings and exams
  • Routine vision care and an allowance toward the cost of eyewear or contacts
  • Routine hearing coverage (on some plans)
  • Complimentary membership at participating fitness facilities
  • A travel concierge program that offers HMO members full in-network coverage when traveling to Arizona, Florida, Georgia, North Carolina, South Carolina, and Tennessee
  • Worldwide emergency assistance
  • Personal customer service every time you call with our Health Care Concierge team
Learn more about HMO and PPO Plans

UPMC for Life Dual (HMO SNP) Special Needs Plan

This plan is available to anyone who is eligible for both Medicare and Medical Assistance (Medicaid), and it offers more benefits than Original Medicare alone. Review a complete list of UPMC for Life Dual (HMO SNP) benefits.

Learn more about UPMC for Life Dual



U.S. News used data from the Centers for Medicare & Medicaid Services (CMS), including its rating of each Medicare Advantage plan. For an insurer to make the U.S. News list, its Medicare Advantage plans available in a given state had to earn an average rating of at least 4.5 out of 5 stars, and all its plans in the state had to earn at least 3 stars. This award was not given by Medicare. For more information about UPMC for Life’s CMS Star Rating go to www.Medicare.gov. Medicare evaluates plans based on a 5-star rating system. Star Ratings are calculated each year and may change from one year to the next.

This information is not a complete description of benefits. Call 1-866-400-5077 (TTY: 711) for more information. Out-of-network/non-contracted providers are under no obligation to treat UPMC for Life members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services. Other physicians/providers are available in the UPMC for Life network.

Tower Health may also contract with other Plans/Part D Sponsors. Other physicians/providers are available in the UPMC for Life network.

This information is available for free in other languages. Please call our customer service number at 1-877-539-3080 (TTY: 711). We are available October 1 through March 31, seven days a week from 8 a.m. to 8 p.m. From April 1 through September 30, we are available Monday through Friday from 8 a.m. to 8 p.m. and Saturday from 8 a.m. to 3 p.m.

UPMC for Life has a contract with Medicare to provide HMO, HMO SNP, and PPO plans. The HMO SNP plans have a contract with the PA State Medical Assistance program. Enrollment in UPMC for Life depends on contract renewal. UPMC for Life is a product of and operated by UPMC Health Plan Inc., UPMC Health Network Inc., UPMC Health Benefits Inc., UPMC Health Coverage Inc., and UPMC for You Inc.

Tivity Health and SilverSneakers are registered trademarks or trademarks of Tivity Health, Inc. and/or its subsidiaries and/or affiliates in the USA and/or other countries.

UPMC for Life Members - Berks County

Call us toll-free: 1-844-870-2231
TTY: 711

Oct. 1 through Mar. 31:
seven days a week from 8 a.m. to 8 p.m.

Apr. 1 through Sept. 30:
Monday through Friday: 8 a.m. to 8 p.m.
Saturday: 8 a.m. to 3 p.m.

UPMC for Life Prospective Members

Call us toll-free: 1-866-400-5077
TTY: 711

Oct. 1 through Dec. 31:
seven days a week from 8 a.m. to 8 p.m.

Jan. 1 through Sept. 30:
Monday through Friday: 8 a.m. to 8 p.m.
Saturday: 9 a.m. to 3 p.m.

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Last Updated: 10/01/2019
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