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Medicare Basics

Before you can choose the Medicare Advantage plan that is best for you, it’s important to understand the basics of Original Medicare. Here you’ll find everything you need to know about the enrollment process, the four parts of Medicare, and prescription drug coverage. You’ll also find information if you are helping others choose or use their Medicare plan.

When Can I Enroll?

Looking for information on the Medicare Annual Election Period? New to Medicare coverage and need to enroll for the first time? You’re in the right place!

Learn When You Can Enroll

The Four Parts of Medicare

Chances are you’ve heard these Medicare terms before: Part A, Part B, Part C, and Part D. Find out what they mean and what each part covers.

Learn the Four Parts of Medicare

Medicare Prescription Coverage

Learn about Medicare Part D—what's covered, what costs you are responsible for, and the stages of coverage.

Learn About Medicare Prescription Coverage

Caregivers and Medicare

Whether you’re looking after a loved one with long-term care needs, or simply helping a family member or friend with their Medicare coverage, UPMC for Life has resources that can help.

Find Resources for Caregivers

Medicare Eligibility

If you are turning 65 or retiring soon, there is something important you should do: Enroll in Medicare.

Find Out If You Are Eligible


Explore the differences between Medicare Advantage and Medicare Supplement (Medigap) plans.

Learn More and Compare


If you have limited income and resources, you may qualify for programs that help reduce Medicare costs.

Learn More About Help with Medicare Costs
This information is not a complete description of benefits. Call 1-866-400-5077 (TTY: 711) for more information. Out-of-network/noncontracted providers are under no obligation to treat UPMC for Life members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost sharing that applies to out-of-network services. Other physicians/providers are available in the UPMC for Life network.

This information is available for free in other languages. Please call our customer service number at 1-877-539-3080 (TTY: 711).

UPMC for Life has a contract with Medicare to provide HMO, HMO SNP, and PPO plans. The HMO SNP plans have a contract with the PA State Medical Assistance program. Enrollment in UPMC for Life depends on contract renewal.

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UPMC for Life Members
Call us toll-free: 1-877-539-3080
TTY: 711

Oct. 1 through March 31:
seven days a week from 8 a.m. to 8 p.m.

April 1 through Sept. 30:
Monday through Friday: 8 a.m. to 8 p.m.
Saturday: 8 a.m. to 3 p.m.

UPMC for Life Prospective Members
Call us toll-free: 1-866-400-5077
TTY: 711

Oct. 1 through Dec. 31:
seven days a week from 8 a.m. to 8 p.m.

Jan. 1 through Sept. 30:
Monday through Friday: 8 a.m. to 8 p.m.
Saturday: 9 a.m. to 3 p.m.


Last Updated: 10/01/2020
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