If you are turning 65 and will be eligible for Medicare for the first time, you have seven months to enroll in Medicare Parts A and B. This time frame includes:
If you are over 65 and planning to retire soon, you have eight months to enroll in Medicare Parts A and B. This time frame usually starts the month after your employment ends.
If you currently get your health care benefits through your employer, make sure to talk to your employer. Your employer can help you understand what you need to do before you retire.
If you are already enrolled in Medicare, there are only certain times of the year when you can change your Medicare Advantage coverage.
Medicare Advantage Enrollment Timeline
|Annual Election Period:
October 15 – December 7
|You can add or drop Part D prescription drug coverage during this time. You can also change to a Medicare Advantage plan or to Original Medicare. Your coverage will be effective January 1.
|Medicare Advantage Disenrollment Period:
January 1 – February 14
|You can disenroll from a Medicare Advantage plan. You will be on Original Medicare and can join a prescription drug plan. Your coverage will be effective the first of the month following your disenrollment request.
February 15 – December 31
|You cannot make a plan change after February 14 unless you qualify for a Special Election Period (SEP) or have Medical Assistance coverage.