Generally, you can enroll in Medicare if you are a U.S. citizen or lawfully present in the United States and turning 65. If you are turning 65 and will be eligible, you have seven months to enroll in Medicare Parts A and B. Your Medicare enrollment timeline includes:
- Three months before the month of your 65th birthday
- The month of your 65th birthday
- Three months after the month of your 65th birthday
Medicare is a federal health insurance program. In order to qualify for Medicare, you must be a U.S. citizen or lawfully present in the United States. You must also:
- Be age 65 or older, or
- Be under age 65 with certain disabilities, or
- Have permanent kidney failure requiring dialysis.
If you are turning 65 or retiring soon, there is something important you should do: Enroll in Original Medicare Parts A and B. Your age and retirement date determine whether you are eligible for a Medicare plan. These factors may affect when you can enroll in Medicare.
It’s important to understand the basics of Original Medicare before you choose how to get your Medicare coverage. UPMC for Life can help you understand when to enroll in Medicare and help you understand your health coverage options.
UPMC for Life is a Medicare Advantage plan. To enroll in a Medicare Advantage plan you must be enrolled in Original Medicare Parts A and B. If you are over 65 and planning to retire soon, you have 7 months to enroll in Medicare Parts A and B. This time frame usually starts the month after your employment ends.
If you currently get your health care benefits through your employer, make sure to talk to your employer. Your employer can help you understand what you need to do before you retire.
If you are already enrolled in Medicare, there are only certain times of the year when you can change your Medicare Advantage coverage. View the different enrollment period options to find out which ones apply to you.