Health Insurance Basics
Let's start at the beginning. Before you can choose the right health plan, you need to understand the basics of health insurance. You've come to the right place. Here you'll find helpful information on buying and using health insurance, what a qualifying life event is, and health care terminology. You can use these basics as building blocks to compare your coverage options, choose a plan, and make the most of its benefits.
Helpful Information for the First-Time Buyer
Buying health insurance for the first time? Want to know what to consider and what certain terms mean? Find out here.
Buying Health Insurance
Learn what you need to know about premiums, deductibles, in-network access, and more before you buy health insurance.
Renewing Your Health Insurance
Choosing a health insurance company is a major decision. We appreciate that you chose UPMC Health Plan as your insurer last year, and we look forward to another year with you. With us, you’ll continue to have great coverage you can count on, plus access to the high-quality care of UPMC and other respected providers.
Using Health Insurance
Having health insurance is important. Learn why you need it, where you can use it, and the benefits of having a plan through UPMC Health Plan.
Healthcare Glossary
Learn the meanings of common health insurance terms, such as copay, deductible, and coinsurance.
Qualifying Life Events
If you experience a qualifying life event after Open Enrollment, you may be eligible for a Special Enrollment Period. We can help you find a plan that fits your needs and budget.
Are You Turning 26 Soon?
You’ve got the balloons and the cake. You’re ready for your party—but are you ready to turn 26? Health insurance may not be at the top of your birthday wish list, but if you are still covered by your parent’s health plan, it’s time to start shopping for insurance of your own.