Health Insurance Basics

Health Insurance Basics

Let's start at the beginning. Before you can choose the right health plan, you need to understand the basics of health insurance. You've come to the right place. Here you'll find helpful information on buying and using health insurance, what a qualifying life event is, and learning health care terminology.

Helpful Information for the First-Time Buyer

Buying health insurance for the first time? Want to know what to consider and what certain terms mean? Find out here.
Resources for First-Time Buyers

Buying Health Insurance

Learn what you need to know about premiums, deductibles, in-network access, and more before you buy health insurance.
Learn About Buying Health Insurance

Renewing Your Health Insurance

Choosing a health insurance company is a major decision—now more than ever. We appreciate that you chose UPMC Health Plan as your health insurer last year, and we look forward to another year with you. With us, you’ll continue to have great coverage you can count on, plus access to the high-quality care of UPMC and other respected providers.
See Our Top Reasons to Renew with UPMC Health Plan

Using Health Insurance

Having health insurance is important. Learn about why you need it, where you can use it, and the benefits of having a plan through UPMC Health Plan.
Learn About Using Health Insurance
Health insurance glossary

Health Care Glossary

Learn the meanings of common health insurance terms, such as copay, deductible, and more.
Browse Our Health Care Glossary

Qualifying Life Events

The Open Enrollment Period for 2023 coverage has ended. You may be eligible for a Special Enrollment Period if you have experienced a qualifying life event. If you qualify for special enrollment, we'll help you find a plan that will fit your needs and budget.
Learn About Qualifying Life Events and the Special Enrollment Period
Turning 26

Are You Turning 26 Soon?

You’ve got the balloons and the cake. You’re ready for your party—but are you ready for your 26th year? Health insurance coverage is probably not the first thing you would put on your birthday wish list, but if you are still a dependent on your parents’ health insurance, it’s time to start shopping for some insurance of your own.

Learn More About Shopping for Your Own Insurance