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Qualifying Life Events

Important: Pennsylvania has opened a COVID-19 Special Enrollment Period for all residents.

If you have been affected by the COVID-19 pandemic, you may shop for a new plan from Feb. 15, 2021, to May 15, 2021. Just choose the Marketplace Reopening (COVID-19) option as your qualifying life event.

If you currently have health insurance for 2021, you do not need to make any changes. Your coverage has not been affected by this event.

Read our COVID-19 Special Enrollment Period (SEP) FAQ for more information.

What happens when Open Enrollment ends?

If the Open Enrollment Period has ended, you may still be able to enroll in a plan. Please read below to see if you have had a qualifying life event that makes you eligible to buy health insurance during a Special Enrollment Period.

What are qualifying life events?

You are eligible to enroll during a Special Enrollment Period if—in the past 60 days—you have:

  • users iconGained or lost a dependent due to marriage, divorce, birth, adoption, or foster care placement.
  • lost coverage iconLost minimum essential coverage, including losing a job-based plan, aging out of a parent’s coverage at 26, losing coverage through divorce, losing eligibility for Medicaid or CHIP.
  • home iconPermanently moved into the service area.
  • gavel iconReceived a court order that affects insurance coverage (for example, divorce decree or custody order).
  • income iconHad a change in income that affects your eligibility for premium tax credits or cost-sharing reductions.
  • US flag iconGained citizenship or lawful presence in the United States, or been released from incarceration.
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