Qualifying Life Events

What happens when Open Enrollment ends?

If Open Enrollment has ended, you may still be able to enroll in a plan. Please read below to determine if you've experienced a qualifying life event that makes you eligible to buy health insurance during a special enrollment period.


What are qualifying life events?

You are eligible to enroll during a special enrollment period if, in the past 60 days, you have experienced events such as:

  • Gained or lost a dependent due to marriage, divorce, birth, adoption, or foster care placement.
  • Lost minimum essential coverage, including losing a job-based plan, aging out of a parent’s coverage at 26, losing coverage through divorce, or losing eligibility for Medicaid or CHIP in the last 90 days or next 60 days.
  • Permanently moved into the service area.
  • Received a court order that affects insurance coverage (for example, a divorce decree or custody order).
  • Had a change in income that affects your eligibility for premium tax credits or cost-sharing reductions.
  • Gained citizenship or lawful presence in the United States or been released from incarceration.

*To learn more about qualifying life events you can contact our sales team at 1-877-563-0292 (TTY: 711)