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Qualifying Life Events

Big news: You can now get low-cost health care coverage thanks to the American Rescue Plan.

This new law can give you access to more subsidies and tax credits that can significantly lower the cost of your coverage and care. Enrollment is open now through Aug. 15, 2021.

UPMC Health Plan is committed to helping you find the plan that’s best for you. Call us at 1-833-776-4540 (TTY: 711) to learn more. You can also read our COVID-19 Special Enrollment Period (SEP) FAQ for more information.

COVID-19 Special Enrollment Period

What happens when Open Enrollment ends?

If the Open Enrollment Period has ended, you may still be able to enroll in a plan. Please read below to see if you have had a qualifying life event that makes you eligible to buy health insurance during a Special Enrollment Period.

What are qualifying life events?

You are eligible to enroll during a Special Enrollment Period if—in the past 60 days—you have:

  • users iconGained or lost a dependent due to marriage, divorce, birth, adoption, or foster care placement.
  • lost coverage iconLost minimum essential coverage, including losing a job-based plan, aging out of a parent’s coverage at 26, losing coverage through divorce, losing eligibility for Medicaid or CHIP.
  • home iconPermanently moved into the service area.
  • gavel iconReceived a court order that affects insurance coverage (for example, divorce decree or custody order).
  • income iconHad a change in income that affects your eligibility for premium tax credits or cost-sharing reductions.
  • US flag iconGained citizenship or lawful presence in the United States, or been released from incarceration.
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Have questions about qualifying life events or need help choosing a plan? Give us a call at:


You’ll speak to a real person who will help answer your questions or connect you to someone who can.