UPMC First Care: Insurance for Individuals and Families
Enjoy $0 copays for a variety of visits
UPMC First Care™ is an innovative plan that helps you put your health first.
It offers a $0 copay for a variety of visits, making it easy and affordable for you to get the care you need.
Purchase UPMC First Care coverage
What is a copay?
A copay is a fixed amount for a covered service, paid by the patient to the provider of service, before receiving the service.
You might have a copay of $20 every time you visit your primary care physician or if you see a specialist, your copay might be higher, such as $50 per visit.
With the UPMC First Care™ plan, the copay amounts for your 1st PCP and your 1st Specialist visits would be $0 for your plan year.
$0 Copays
- First in-person
primary care and specialist visits
- First virtual
primary care and specialist visits
- All behavioral health
office visits
- All urgent care
visits using UPMC AnywhereCare1
UPMC First Care™ Plan
- 24/7 access to care
using UPMC AnywhereCare1
- Convenient low-cost care
virtually or in person
- $0 copay automatically applied for qualifying visits
no payment card needed
- Digital resources to help manage your plan
including a member website, app, and health and wellness discounts
No copays for a variety of visits with UPMC First Care™
Ready to sign up?
Use our shopping tool and select UPMC First Care from the list of available plans
Frequently asked questions
The following services are covered with no copayment:
- First in-person primary care visit
- First virtual primary care visit
- First in-person specialist visit
- First virtual specialist visit
- All behavioral health office visits (in person or virtual)
- All urgent care visits via UPMC AnywhereCare
Many annual preventive services are covered at 100 percent2.
UPMC First Care
Convenient, low-cost health insurance for individuals and families
1UPMC Health Plan members who are in Pennsylvania at the time of a virtual visit may select a UPMC employed provider, subject to availability and discretion of the provider. Members located outside of Pennsylvania at the time of service will receive care from a provider employed or contracted by Online Care Network II PC (OCN), also known as Amwell Medical Group. OCN is not an affiliate of UPMC. Limitations may apply for members of ASO plans that have opted out of coverage. Providers are not available to treat members who are in Puerto Rico. This health insurance policy may not cover all of your health care expenses. Read your contract or member handbook carefully to determine which health care services are covered. For more information, contact your producer or account manager or call 1-833-825 2696 (TTY: 711).
2Preventive care will covered at 100 percent only when it is received from participating provider and it is billed as preventive. A separate cost share may apply if additional medical services are received during the same visit or if your preventive care appointment becomes diagnostic in nature.