UPMC for Life can help you save money and get more from Medicare

UPMC for Life has new and improved plan options for 2025. Get more of the benefits and
services you want in one easy-to-use plan!

Shop our plans now

Get started with the right Medicare Advantage plan–UPMC for Life

Whatever your health care needs, UPMC for Life is here for you. UPMC for Life is the Medicare Advantage plan (Part C) of UPMC Health Plan.


UPMC for Life offers affordable medical and prescription drug coverage in one easy-to-use plan.

Here are just a few benefits you can get with UPMC for Life:

$0 plan premium, $0 PCP visits, $0 copay for Tier 1 and Tier 2 prescriptions at preferred pharmacies.

 Our New UPMC for Life PPO Essential Care Rx (PPO) plan gives you $100 back in your Social Security check each month—that's $1,200 per year!

 Access to the high-quality care of UPMC and a large network of community doctors and hospitals across PA and out of state.

 The UPMC for Life Flex Spend Card gives you additional dollars to spend on things that help you stay healthy and independent. Use it when you need to for doctor’s office copays, fitness, over-the-counter products, and dental, vision, and hearing services. Copays too!


We care about our members and work closely with them to make sure they get the care and coverage they need. Here are some things you should know:

Medicare enrollment timelines

Most Medicare members have a limited time to change or enroll in a plan each year.

Check out the Medicare enrollment timelines

Four parts of Medicare

There are four parts of Medicare: Part A, Part B, Part C, and Part D. Each of these parts may include premiums, copays, cost sharing, and deductibles that you pay in order to receive health care coverage.

Learn more about what each part covers

Customer service and support

This plan is more than just great insurance—it’s also great support. Our team of licensed Medicare Advisors can provide you with confidential, personal help throughout the entire process.

Get to know the Medicare Advisor team

Medicare coverage checklist

We provide a Medicare Coverage Checklist to help those retiring and/or enrolling in Medicare for the first time. This should help you consider your Medicare options.

Check out our Coverage Checklist

Medicare 101

View our Medicare 101 booklet as a quick reference guide to everything you need to know about the basics of Medicare!
View Medicare 101 Booklet

Not looking for yourself? No problem. We have plenty to share with your family and friends who need to find Medicare coverage.

Compare our plans today

Ways to learn more about UPMC for Life

We make it easy to understand everything you need to know about Original Medicare as well as how to choose the Medicare Advantage plan that’s right for you. See all the ways we can connect!

Work with a licensed Medicare Advisor

You can talk to a Medicare Advisor over the phone or connect face-to-face with a video appointment! You can also join us at a community meeting to learn more about the basics of Medicare and your UPMC for Life plan options. Call the UPMC for Life Medicare Advisor team toll-free at 1-866-416-5771* (TTY: 711).

Shop for Medicare plans

Find a UPMC for Life Medicare plan that best fits your needs. You can compare and sort plans here.

Compare and shop plans

Get the information you need

Request a free information kit to learn about UPMC for Life plans and coverage options.

Request an Information Kit

Our team of Medicare Advisors can answer your questions, help you compare costs, and even take your application for enrollment right over the phone.

Call toll-free: 1-866-416-5771 (TTY: 711)

This information is not a complete description of benefits. Call 1-866-400-5077 (TTY: 711) for more information. Out-of-network/Noncontracted providers are under no obligation to treat UPMC for Life members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost sharing that applies to out-of-network services. Other physicians/providers are available in the UPMC for Life network.

This information is available for free in other languages. Please call our customer service number at 1-877-539-3080 (TTY: 711).

UPMC for Life has a contract with Medicare to provide HMO, HMO D-SNP, and PPO plans. The HMO D-SNP plans have a contract with the PA State Medical Assistance program. Enrollment in UPMC for Life depends on contract renewal. UPMC for Life is a product of and operated by UPMC Health Plan Inc., UPMC Health Network Inc., UPMC Health Benefits Inc., UPMC for You Inc., and UPMC Health Coverage Inc.

SilverSneakers is a registered trademark of Tivity Health Inc. SilverSneakers GO is a trademark of Tivity Health Inc. © 2024 Tivity Health Inc. All rights reserved.

UPMC for Life Members
Call us toll-free: 1-877-539-3080
TTY: 711

Oct. 1 – March 31:
Seven days a week from 8 a.m. to 8 p.m.

April 1 – Sept. 30:
Monday through Friday from 8 a.m. to 8 p.m.

UPMC for Life Prospective Members
Call us toll-free: 1-866-400-5077
TTY: 711

Oct. 1 – March 31:
Seven days a week from 8 a.m. to 8 p.m.

April 1 – Sept. 30:
Monday through Friday from 8 a.m. to 8 p.m. Saturday from 9 a.m. to 3 p.m.

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Last Updated: 10/01/2024