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Health Care Reform for Individuals and Families

The Affordable Care Act (ACA) provides expanded access to health care coverage across the country.

If you’re feeling a little confused and not sure how the process works, we’ve created some resources that will help you learn about health care reform so you can pick the plan that’s right for you.

Extended Enhanced Subsidies

Get access to free or low-cost health care coverage through Extended Enhanced Subsidies.

Learn about the Extended Enhanced Subsidies

Coverage Options Under the Affordable Care Act

Learn how the ACA gives more people access to health coverage. You can also find out what types of plans will be available through the federal Health Insurance Marketplace, and what those plans cover. Essential health benefits, including coverage for preventive care, are also important to understand. Learn about them here!

Learn About Health Coverage

Do You Know Pennie?

Beginning this Open Enrollment season, Pennsylvania is transitioning from to its own state-based health insurance marketplace—Pennie. During this transition, you may have questions. Let us help you make sense of Pennie.

Learn About Pennie

Navigators and Certified Application Counselors

If you are a Navigator or certified application counselor, this page is for you! You’ll find resources to help you and your clients learn more about health insurance basics and health care reform. Plus, get information about the plans UPMC Health Plan offers.

Learn More


Health insurance terms can be like a different language. But don’t break out the flash cards just yet. Our glossary breaks down the most commonly used terms so you can be as informed as possible when making your health care decisions.

Read Health Care Glossary

Short-Term Plans

Short-term plans provide much less coverage and more limitations than plans that are compliant with the Affordable Care Act, such as those offered by UPMC Health Plan. Learn more about the ins and outs of short-term plans.

Learn About Short-Term Plans