Health Insurance Coverage for Individuals and Families

High-quality plans to address your health care needs

We have a variety of plans to fit all needs. But don't worry about having too many choices! Getting health insurance is all about worrying less.

No matter which plan you choose, you and your family will have access to high-quality health care, generous discounts on vision care and materials, and dental/vision coverage for kids.

Your plan will put all the resources you need to manage your health within easy reach:

Providing access to care to help keep you healthy.

Helping you take care of your mental and physical health.

  • Six free counseling sessions through LifeSolutions®6
  • Free health coaching to help you make healthy changes in your life
  • The RxWell® app to support your total well-being

Supporting you when you need it.

You have options when it comes to buying coverage:

  1. Shop online. Use our shopping tool to find plan options that fit your needs and budget. Just tell us a little bit about yourself, and we'll show you plans that match.
  2. Shop by phone. If you have a question about a plan, need more information, or want our help walking through a purchase, we can help! We can be reached at 1-877-563-0292 (TTY: 711):
    • From Oct. 1, 2023, to Jan. 15, 2024: Monday through Friday from 8 a.m. to 8 p.m. and Saturday from 7 a.m. to 7 p.m.
    • From Jan. 16, 2024, to Sept. 30, 2024: Monday through Friday from 8 a.m. to 5 p.m.
  3. Shop at our stores. Wish you could get in-person, one-on-one help with choosing a plan? You can. Visit a UPMC Health Plan Connect Center near you.

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Sample Individual and Family Plan Policies

Below are sample policy documents outlining the terms of coverage relative to various products offered by UPMC Health Plan Inc. and its affiliates, including UPMC Health Options Inc. and UPMC Health Coverage Inc. Please note that if you enroll in any product offered by UPMC Health Plan Inc. or its affiliates, you will receive policy documents outlining the terms of coverage specific to the product in which you enroll.

Sample 2024 Individual and Family Plan Policies

UPMC Advantage HMO Policy
UPMC Advantage & First Care PPO Policy
UPMC Advantage PPO HSA Policy
UPMC Advantage EPO HSA Policy
UPMC Advantage UPMC VirtualCare & First Care EPO Policy
UPMC Advantage HMO HSA Policy