Medicare for the Record Podcast

What are Medicare Special Needs Plans and who qualifies?

October 20, 2026

When most people think about Medicare Advantage plans, they may not realize there are certain plans specifically designed for individuals with unique healthcare or financial needs.

What you’ll learn:

In this episode, Stacy Smith and Patrice King Brown are joined by Margaret Caroccia, senior director of Medicare Special Needs Plan at UPMC Health Plan, to explain what Special Needs Plans are, who may qualify, how they differ from other Medicare Advantage plans, and why they can provide additional support for eligible members.

Related to this Episode:

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Guest Speaker

Margaret Caroccia

Senior Director of Medicare Special Needs Plan at UPMC Health Plan

Margaret Caroccia is senior director of Medicare Special Needs Plan at UPMC Health Plan. A lifelong Pittsburgher and a graduate of University of Pittsburgh, Margaret is proud to call the region home. She began her career working with Medicaid plans in Pennsylvania and has specialized in Special Needs Plans since the Medicare Advantage program began in 2006. Margaret joined UPMC Health Plan in 2022, bringing extensive experience in Medicare Advantage and Special Needs Plans. Throughout her career, she has been dedicated to helping support programs that meet the unique healthcare needs of Medicare beneficiaries.