Medicare Advantage vs. Medicare Supplement

There are two types of Medicare Advantage plans:

1. Health maintenance organization (HMO)
   HMO plans have a set network of participating doctors that you must use for your care. If you see a provider that is not in-network, you will pay the full cost for your care. The only exceptions to this are for urgent care, emergency care, and kidney dialysis.
2. Preferred provider organization (PPO)
   PPO plans give you coverage to see doctors in- and out-of-network. You may pay more when using out-of-network providers.

Yes, switching from a Medicare Supplement plan to a Medicare Advantage plan is easy. Make sure you’ve taken time to compare and understand the differences between the two types of coverage. You can make the switch during the Annual Enrollment Period from Oct. 15 to Dec. 7.