All about Medicare Part D prescription coverage in 2026

In this episode, Patrice and Stacy welcome Lauren Zandier, Director of Clinical Pharmacy at UPMC Health Plan, to explain recent and upcoming changes to Medicare Part D prescription drug coverage. Lauren walks listeners through the three stages of Part D coverage, the $2,000 annual cap introduced in 2025, and how the Inflation Reduction Act is shaping affordability for Medicare members. This episode also previews new policies for 2026, including negotiated drug prices and an updated annual cap.

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Guest Speaker

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Lauren Zandier

Lauren Zandier is the Director of Clinical Pharmacy at UPMC Health Plan. She leads a team of pharmacists who not only understand how medicines work, but also help people figure out their drug coverage and insurance. With a background in pharmacy and passion for helping others, Lauren focuses on making it easier for people—especially those with long-term health problems—to get the medications they need. She knows how confusing drug coverage can be and is committed to helping people better understand their options.

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Last Updated: 9/29/2025