To receive a Flex Spend Card, you must be enrolled in a UPMC for Life plan that includes the Flex Spend Card benefit. New members enrolled in an eligible plan will receive their Flex Spend Card in the mail before their plan effective date. Current members should keep their current card and continue to use it until it expires. 

If you are on a plan that does not include the Flex Spend Card benefit but you earn preventive care rewards, you will be mailed a card preloaded with your reward dollars after you complete your first screening. Learn more about the preventive care reward program.

The Flex Spend Card allowances are yearly allowances. These allowances do not roll over from year to year. All unused allowance dollars will expire Dec. 31. 

You can use your Flex Spend Card to buy eligible products and services at any provider that accepts MasterCard, at participating retail stores, at participating premier fitness locations, through our fitness kit vendor, and through our OTC mail-order catalog.

The Flex Spend Card allowances cannot be used to buy groceries or healthy foods. If a member completes eligible preventive care, they will earn reward dollars that can be used to buy healthy foods at participating retailers. Learn more about the preventive care reward program. 

Our digital tools are the easiest way to manage your Flex Spend Card. You can check your account balance, see your recent transactions, submit claims, and more. You can access these tools on both the UPMC Health Plan member site and the UPMC Health Plan app.

 You can use the Eligible Product Lookup tool in the UPMC Health Plan member site, or use the Barcode Scanner Tool in-store while you shop! The Barcode Scanner Tool is available in the UPMC Health Plan app. To use it, simply log in to the app, tap Scan Items on the Insurance tab, and then scan the product’s barcode to see if it’s covered.