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Care and Coverage

We offer great coverage and a high-quality network that gives you access to the care you need without worry.

About UPMC for Life

UPMC for Life is part of UPMC, a world-renowned health care provider based in Pittsburgh. We offer a range of Medicare Advantage plans and serve more than 200,000 members. Our goal is to provide access to great health care coverage at an affordable price.

Your care and coverage team

Health care and insurance go hand in hand. To get access to the best possible care, you need high-quality insurance. When your doctors and insurance work together, everyone is on the same page about what is best for your health. This allows you to get the right care in the right place, at the right time. It also helps prevent unnecessary tests and procedures, which can improve your experience and reduce the cost of your care.

Your doctor leads your care team and gets support from everyone else involved in your care including the care management team at UPMC for Life. This helps all the people working on your care to focus on you as a patient, to coordinate the care you receive, and to make sure we have excellent, continuous communication about what you need. Your health care team works to combine the health care expertise and resources of UPMC with your Medicare Advantage coverage so you can get the right care for you. Here’s what that means for you:

  • Your insurance and doctors have access to the same information about your health.
  • You can get access to better health care at the lowest cost.
  • You can have less unnecessary doctor visits, tests, and procedures.
Shop UPMC for Life
This information is not a complete description of benefits. Call 1-866-400-5077 (TTY: 711) for more information. Out-of-network/Noncontracted providers are under no obligation to treat UPMC for Life members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost sharing that applies to out-of-network services. Other physicians/providers are available in the UPMC for Life network.

This information is available for free in other languages. Please call our customer service number at 1-877-539-3080 (TTY: 711).

UPMC for Life has a contract with Medicare to provide HMO, HMO SNP, and PPO plans. The HMO SNP plans have a contract with the PA State Medical Assistance program. Enrollment in UPMC for Life depends on contract renewal. UPMC for Life is a product of and operated by UPMC Health Plan Inc., UPMC Health Network Inc., UPMC Health Benefits Inc., and UPMC Health Coverage Inc.

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UPMC for Life Members
Call us toll-free: 1-877-539-3080
TTY: 711

Oct. 1 – March 31:
Seven days a week from 8 a.m. to 8 p.m.

April 1 – Sept. 30:
Monday through Friday from 8 a.m. to 8 p.m., Saturday from 8 a.m. to 3 p.m.

UPMC for Life Prospective Members
Call us toll-free: 1-866-400-5077
TTY: 711

Jan. 1 – Sept. 30:
Seven days a week from 8 a.m. to 8 p.m.

Oct. 1 – Dec. 31:
Seven days a week from 7 a.m. to 9 p.m.


Last Updated: 9/6/2023