Health Care Reform for
Individuals and Families
The Affordable Care Act (ACA) provides expanded access to health care coverage across the country.
Feeling confused about how the process works? We’ve created some resources that can help you learn about health care reform and pick the plan that’s right for you.
Feeling confused about how the process works? We’ve created some resources that can help you learn about health care reform and pick the plan that’s right for you.
Changes to Individual and Family Plans for 2026
Questions about changes to Individual and Family health insurance plans for 2026? We can help.
Read the FAQ
Coverage Options Under the ACA
Learn how the ACA gives more people access to health care coverage. You can also find out what types of plans will be available through Pennie and what those plans cover. Essential health benefits, including coverage for preventive care, are also important to understand.
Learn About Health Coverage
Do You Know Pennie?
Pennsylvanians can shop for a plan through Pennie®, Pennsylvania’s health insurance marketplace. Many people turn to Pennie to research their plan options, but this can result in having a lot of information to decipher. We can help you understand all your options and work with you to determine if you qualify for financial savings through Pennie. Whether you feel overwhelmed or just have a quick question, we’re here to help you get the plan that works for you.
Learn About Pennie
Navigators and Certified Application Counselors
If you are a Navigator or certified application counselor, this page is for you! You’ll find resources to help you and your clients learn more about health insurance basics and health care reform. You can also get information about the plans UPMC Health Plan offers.
View Navigator Resources
Glossary
Health insurance terms can be like a different language. But don’t break out the flash cards just yet! Our glossary breaks down the most commonly used terms so you can be as informed as possible when making your health care decisions.
Read Health Care Glossary
Short-term Plans
Short-term plans provide less coverage and more limitations than plans that are compliant with the Affordable Care Act, such as those offered by UPMC Health Plan. Learn the ins and outs of short-term plans.
Learn About Short-Term Plans