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Plan Options and Rates

What's New for 2024

Changes to both the Standard Option and HDHP

  • Your share of the non-postal premium will increase for Self Only/Self Plus One/Self and Family.

Changes to the HDHP only

  • The High-Deductible Health Plan (HDHP) Option PPO has a Health Incentive Account (HIA). The HIA allows you to earn up to $75 for Self Only Coverage and up to $150 for Self Plus One or Self and Family Coverage. If you earn the rewards UPMC Health Plan’s premium pass through funds your HSA or HRA (if not eligible for HSA). You will then be able to use the debit card to reimburse eligible out-of-pocket expenses. Previously the HIA allowed you to earn up to $250 for Self Only Coverage and up to $500 for Self Plus One or Self and Family Coverage which could only be used after the deductible was met for coinsurance and copayments.

Standard Option HMO

Our Standard Option HMO plan offers a high-value plan for a low monthly premium. Reward dollars you earn will be deposited into a health incentive account (HIA) and used to pay for your coinsurance, pharmacy copayments, and deductible.

Learn more about Standard Option HMO

High-Deductible Health Plan Option PPO

Our High-Deductible Health Plan (HDHP) Option PPO comes with a health savings account (HSA) that you can use for qualified health care expenses after the deductible has been met.

Learn more about HDHP Option PPO

2023 Plan Information

Read the Summary of Benefits and Coverage documents for the 2023 benefit year.

View 2023 plan information

Pennsylvania Service Area Rates

View the Pennsylvania service area rates for our FEHB plans.

View our PA service area rates


It is important to know that when you enroll in this plan, services are provided through UPMC Health Plan's participating providers as described in UPMC Health Plan's federal brochure — but the continued participation of any one doctor, hospital, or other provider cannot be guaranteed.

Continue to UPMC Health Plan online provider search


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