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Plan Options and Rates

What's New for 2021

High Option HMO:

This plan option is no longer offered for 2021. If you are enrolled in the High Option HMO, and do not make another selection for 2021 during open season, you will automatically be enrolled in the Standard Option HMO.

Standard Option HMO:

  • Diabetic self-management education services are covered at 100 percent even if you have not yet met your deductible.
  • We've partnered with Amplifon to offer a comprehensive hearing program. The benefit has been reduced to $1,325 per ear every 36 months, and includes a hearing exam. However, deductible and coinsurance no longer applies to hearing benefits.
  • UPMC Health Plan is increasing its Part B allowance for annuitants and spouses enrolled in Medicare Parts A & B from $600 per year to $800 per year.

High-Deductible Health Plan (HDHP) Option:

  • Diabetic self-management education services are covered at 100 percent after you've met your deductible.
  • Phenylketonuria (PKU) nutritional products are covered with 15 percent coinsurance. Deductible does not apply.

HealthyU Overview

Get to know all of your plan options with us, between the Standard Option HMO and HDHP.

Read our HealthyU overview

Standard Option HMO

Our Standard Option HMO plan offers a lower monthly premium and you can use the reward dollars earned in your health incentive account (HIA) to pay for coinsurance, pharmacy copayments, and deductible.

Learn more about Standard Option HMO

High-Deductible Health Plan

Our High-Deductible Health Plan (HDHP) option comes with a health savings account (HSA) that you can use for qualified health care expenses.

Learn more about HDHP

2020 Plan Information

Read the summary of benefits and coverage documents for the 2020 benefit year.

View 2020 Plan Information

Western and Eastern Pennsylvania Rates

View the Eastern and Western Pennsylvania Rates for our Federal Employee Health Benefit (FEHB) plans.

View Our Western and Eastern PA Rates


It is important to know that when you enroll in this plan, services are provided through UPMC Health Plan's participating providers as described in UPMC Health Plan's federal brochure — but the continued participation of any one doctor, hospital, or other provider cannot be guaranteed.

Continue to UPMC Health Plan online provider search


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