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Health Insurance Basics

Let's start at the beginning. Before you can choose the right health plan, you need to understand the basics of health insurance. You've come to the right spot. Here you'll find helpful information on buying and using health insurance, understanding health and wellness programs, and learning health care terminology.

Buying Health Insurance

Learn what you need to know before buying health insurance, including things like understanding the difference between a premium and a deductible, what in-network access means, different levels of coverage, and more.

Learn About Buying Health Insurance

Renewing Your Health Insurance

Once a year during Open Enrollment, you get the chance to choose a new plan or re-enroll in your current plan. If you have one of our plans, the choice is simple. Here are some reasons to fall in love with your UPMC Health Plan insurance all over again.

See Our Top 4 Reasons to Renew with UPMC Health Plan

Using Health Insurance

Now that you have health insurance, it's important to understand how to use it. Learn how claims are filed, what to ask before leaving the doctor's office, and more.

Learn About Using Health Insurance

Health Care Glossary

Find definitions of common health insurance terms such as copays, deductible, and much more.

Browse Our Health Care Glossary

Qualifying Life Events

The Open Enrollment Period for 2019 coverage has ended. You may be eligible for a special enrollment period if you have experienced a qualifying life event. If you qualify for special enrollment, we'll help you find a plan that will fit your needs and budget.

Learn About Qualifying Life Events and the Special Enrollment Period

Are you turning 26 soon?

You’ve got the balloons and the cake. You’re ready for your party, but are you ready for your 26th year? Health insurance coverage is probably not the first thing you put on your wish list — but if you are still a dependent on your parents’ health insurance, it’s time to start shopping for some insurance of your own.

Learn More