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Resources for Veterans

Thank you for your service. You honorably served our country and now UPMC for Life wants to honor you!

As a military veteran, you can save money and get more benefits with your Medicare plan! Check out all that UPMC for Life can offer you.

Plans designed for veterans by veterans

The type of coverage you have from your service may help you decide which plan will be a good fit.

What are the types of coverage?

If you have TRICARE for Life, UPMC for Life PPO Salute (PPO) may be a good fit for you

This plan is recommended for veterans with over 20 years of service to our country, who are also on the TRICARE For Life plan. This plan also has a $0 monthly premium, and you can get $75 per month back in your Social Security check.

How does this plan work?

This plan works with your TRICARE For Life plan and gives you extra benefits you may not have now. This plan closely mirrors Original Medicare and does not offer drug coverage, so you can keep TRICARE For Life as a secondary plan.

Original Medicare + Tricare For Life UPMC for Life PPO Salute + Tricare For Life

Dental coverage premium

Not covered

$0 — included in UPMC for Life PPO Salute plan

Vision coverage premium

Not covered

$0 — included in UPMC for Life PPO Salute plan

Gym membership

Not covered

$0 — included in UPMC for Life PPO Salute plan

Hearing coverage premium

Not covered

$0 — included in UPMC for Life PPO Salute plan


Not covered

24 one-way trips to plan approved locations

Additional extra benefits

Not covered

$600 — additional dollars to spend on vision, dental, hearing, over-the-counter products, and new for 2024 – medical service costs, including doctor’s office copays

You can use our Plan Comparison Tool to review more plan details and compare your out-of-pocket costs.

What is TRICARE For Life and how do you know if you qualify?

TRICARE For Life is a program that steps in to help cover the costs that members would typically be responsible for after Medicare pays its portion. TRICARE-covered services include hospital stays, skilled nursing facilities, hospice care, prescription drugs, and more.

Requirements for TRICARE For Life include Medicare Parts A and B coverage and a valid military ID. If you are unsure if you qualify, visit the TRICARE For Life website.

If you have VA coverage, UPMC for Life HMO No Rx (HMO) may be a good choice for you

This plan gives you medical coverage and extra benefits like dental, vision, hearing, over-the-counter products, and free gym memberships, all for $0 per month! Plus, you get $39 per month back in your Social Security check. If you already have credible drug coverage (as a veteran or Pace/PaceNET recipient), you do not need a Part D plan. The HMO No Rx plan will give you easy and affordable access to the high-quality medical benefits you need.

Learn more now

If you don’t have TRICARE For Life or VA coverage

UPMC for Life has many other plans that you can choose from based on your health care needs.

Our plan options include:

  • $0 premium plans.
  • HMO and PPO options to make sure you have access to the doctors and hospitals you want.
  • $0 copay for Tier 1 and Tier 2 prescriptions at preferred pharmacies.
  • The UPMC for Life Flex Spend card, which allows you to use your health care dollars your way. You can use the card however you like on over-the-counter products and dental, vision, and hearing services. New for 2024! You can use your card for medical service costs, including doctor’s office copays.
  • Extra benefits, including dentures, contacts or glasses, hearing aids, and FREE gym memberships.

Helpful Tools and Resources

UPMC for Life also offers several personal health care resources to our members:

  • Health coaches
  • Personal care managers
  • Support for serious illness
  • Personal counseling
  • Resources for caregivers

These programs give our members access to the tools and resources that can help them coordinate their care, make healthy lifestyle changes, and provide support for serious illness. They are just some of the ways that UPMC for Life is supporting our members to get the care they deserve.

If you have questions or would like someone to help with your plan choice, call one of our Medicare Advisors at 1-844-235-2163 (TTY: 711). They are available seven days a week from 7 a.m. to 9 p.m. to answer your questions, compare your plan options, and can look up your doctors and prescriptions to make sure they are covered.

This information is not a complete description of benefits. Call 1-866-400-5077 (TTY: 711) for more information. Out-of-network/Noncontracted providers are under no obligation to treat UPMC for Life members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost sharing that applies to out-of-network services. Other physicians/providers are available in the UPMC for Life network.

This information is available for free in other languages. Please call our customer service number at 1-877-539-3080 (TTY: 711).

UPMC for Life has a contract with Medicare to provide HMO, HMO SNP, and PPO plans. The HMO SNP plans have a contract with the PA State Medical Assistance program. Enrollment in UPMC for Life depends on contract renewal. UPMC for Life is a product of and operated by UPMC Health Plan Inc., UPMC Health Network Inc., UPMC Health Benefits Inc., and UPMC Health Coverage Inc.

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UPMC for Life Members
Call us toll-free: 1-877-539-3080
TTY: 711

Oct. 1 – March 31:
Seven days a week from 8 a.m. to 8 p.m.

April 1 – Sept. 30:
Monday through Friday from 8 a.m. to 8 p.m., Saturday from 8 a.m. to 3 p.m.

UPMC for Life Prospective Members
Call us toll-free: 1-866-400-5077
TTY: 711

Jan. 1 – Sept. 30:
Seven days a week from 8 a.m. to 8 p.m.

Oct. 1 – Dec. 31:
Seven days a week from 7 a.m. to 9 p.m.


Last Updated: 1/19/2024