Qualifying for CHIP

Based on your family’s size and income, your child may be eligible for CHIP if he or she is:

  • Younger than 19 years old
  • A U.S. citizen, a U.S. national, or a lawfully residing noncitizen
  • A resident of Pennsylvania
  • Uninsured
  • Not eligible for Medical Assistance

Children and teens can get CHIP coverage regardless of family income. There is no upper income limit for CHIP. Your child may be enrolled in free CHIP, low-cost CHIP, or full-cost CHIP.

Most families are eligible to receive CHIP at no cost. Families with higher incomes will have low monthly premiums and copayments for some services. Families with incomes below the CHIP threshold may be eligible for Medical Assistance.

Check the income guidelines to see where your family falls.

To view monthly premium rates, select your county on the map or in the dropdown below: To view monthly premium rates, select your county in the dropdown below:
UPMC for Kids (CHIP) Coverage Map UPMC for Kids has two pricing areas: East and West. Erie Warren Crawford Mercer Venango Forest Clarion Butler Lawrence Beaver Allegheny Armstrong Jefferson Indiana Washington Greene Fayette Westmoreland Somerset Cambria Clearfield Elk McKean Potter Cameron Blair Bedford Huntingdon Centre Fulton Franklin Adams Cumberland Perry York Dauphin Berks Lancaster Lebanon Northhampton Lehigh Clinton Mifflin Juniata Union Snyder Tioga Lycoming Monour Northumberland Bradford Sullivan Susquehanna Wyoming Luzerne Lackawanna Wayne Pike Monroe Carbon Schuylkill Bucks Montgomery Chester Philadephia Delaware Columbia

Cost of Coverage:

Monthly Premium (Per Child)
Free CHIP $0
Low-cost 1 CHIP $46.58
Low-cost 2 CHIP $65.22
Low-cost 3 CHIP $74.53
Full-cost CHIP $187.84
Monthly Premium (Per Child)
Free CHIP $0
Low-cost 1 CHIP $54.27
Low-cost 2 CHIP $75.98
Low-cost 3 CHIP $86.83
Full-cost CHIP $222.44
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