- HMO Rx (HMO)
- HMO Premier Rx (HMO)
- HMO Rx Choice (HMO)
- HMO Deductible Rx (HMO)
- PPO Rx Choice (PPO)
- PPO Essential Care Rx (PPO)
- PPO Premier Rx (PPO)
- PPO Salute (PPO)
- HMO No Rx (HMO)







To receive a Flex Spend Card, you must be enrolled in a UPMC for Life plan that includes the Flex Spend Card benefit. New members enrolled in an eligible plan will receive their Flex Spend Card in the mail before their plan effective date. Current members should keep their current card and continue to use it until it expires.
The Flex Spend Card is a yearly allowance and does not roll over form year to year. Any unused allowance dollars will expire Dec. 31.
You can use your Flex Spend Card to buy eligible products and services at any provider that accepts MasterCard, at participating retail stores, at participating premier fitness locations, through our fitness kit vendor, through our OTC mail-order catalog, and through our home safety products catalog.
The Flex Spend Card allowances cannot be used to buy groceries or healthy foods. If a member completes eligible preventive care, they will earn reward dollars that can be used to buy healthy foods at participating retailers. Learn more about the preventive care reward program.
Our digital tools are the easiest way to manage your Flex Spend Card. You can check your account balance, see your recent transactions, submit claims, and more. You can access these tools on both the UPMC Health Plan member site and the UPMC Health Plan app.
Use our Barcode Scanner Tool while you shop! This tool is available in the UPMC Health Plan app. To use it, simply log in to the app, tap Scan Items on the Insurance tab, and then scan the product barcode to see if it’s covered.