Using your UPMC for Life Flex Spend Card
You have access to resources that can help you understand how your UPMC for Life Flex Spend Card works, where you can use your card, what types of products you can buy, and more!
- HMO Rx (HMO)
- HMO Premier Rx (HMO)
- HMO Rx Choice (HMO)
- HMO Deductible Rx (HMO)
- PPO Rx Choice (PPO)
- PPO Essential Care Rx (PPO)
- PPO Premier Rx (PPO)
- PPO Salute (PPO)
- HMO No Rx (HMO)
Light Fitness Kit – 99995
Light Fitness Kit #2 – 99991
Medium Fitness Kit – 99996
Heavy Fitness Kit – 99993
Heavy Fitness Kit #2 – 99997
Yoga Kit – 99999
- Allergy prevention, relief, antihistamines
- Chest rubs
- Cough and cold remedies
- Decongestants
- Nasal strips and sprays
- Antacids, indigestion, and flatulence remedies
- Diarrhea remedies
- General gastrointestinal remedies
- Nausea remedies
- Motion sickness remedies
- Ear preparations
- Eye preparations
- Contact lens care
- Bandages, wraps, tapes, dressings, and kits
- Antibiotics and antiseptics
- Slings and supports
- Protective gloves and face masks
- Thermometers
- Antifungal products
- Wart, corn, and callus treatments
- Foot care and hygiene aids
- Therapeutic compression hosiery
- Dental cleansing
- Denture care
- Oral care aids (nonpowered and powered)
- Halitosis treatments
- Ulcer treatments
- Pain relievers
- Sleep aids
- Smoking deterrents
- Diagnostic monitors
- Incontinence supplies
- Disposable and nondisposable underwear
- Underpads
- Sunscreen
- After-sun care
- Lip balm with SPF
Frequently asked questions about using your Flex Spend Card
How do I get a UPMC for Life Flex Spend Card?
To receive a Flex Spend Card, you must be enrolled in a UPMC for Life plan that includes the Flex Spend Card benefit. New members enrolled in an eligible plan will receive their Flex Spend Card in the mail before their plan effective date. Current members should keep their current card and continue to use it until it expires.
Does my allowance expire?
The Flex Spend Card is a yearly allowance and does not roll over form year to year. Any unused allowance dollars will expire Dec. 31.
Where can I use my Flex Spend Card?
You can use your Flex Spend Card to buy eligible products and services at any provider that accepts MasterCard, at participating retail stores, at participating premier fitness locations, through our fitness kit vendor, through our OTC mail-order catalog, and through our home safety products catalog.
Can I use my Flex Spend Card for groceries?
The Flex Spend Card allowances cannot be used to buy groceries or healthy foods. If a member completes eligible preventive care, they will earn reward dollars that can be used to buy healthy foods at participating retailers. Learn more about the preventive care reward program.
How do I see my recent transactions?
Our digital tools are the easiest way to manage your Flex Spend Card. You can check your account balance, see your recent transactions, submit claims, and more. You can access these tools on both the UPMC Health Plan member site and the UPMC Health Plan app.
How do I know what OTC products are covered at retail stores?
Use our Barcode Scanner Tool while you shop! This tool is available in the UPMC Health Plan app. To use it, simply log in to the app, tap Scan Items on the Insurance tab, and then scan the product barcode to see if it’s covered.