Find the Right Plan

You or the person for whom you’re applying must have Medicare Part A and Part B in order to apply for UPMC for Life Dual or UPMC for Life Options.

If you would like to explore other plans that may meet your needs, or if you would like to continue to learn about Medicare Special Needs Plans, see the options below. If you would like to learn more about how to sign up for Medicare Parts A and B, visit for information.

SHOP UPMC Health Plans for Individuals and Families

UPMC Health Plan offers plans and services for every need. Look here to learn more.


Continue to learn more about UPMC Medicare Special Needs Plans even though you may not be eligible.

  • UPMC for Life Dual
  • UPMC for Life Options

Looking for traditional Medicare or Medical Assistance?

  • Eligible for both
    Medicare and Medicaid?

    You can get the health coverage you deserve at no
    additional cost with UPMC for Life Dual.

    Enroll today
  • UPMC for Life Dual members
    have new and improved
    benefits for 2017

    NEW hearing, bathroom safety, and meal benefits
    ENHANCED transportation, dental, and vision benefits

    Learn more
  • Best Medicare Plans

    UPMC Health Plan has been recognized by U.S. News & World Report 2017 Best Medicare Plans as one of the highest-rated plans in Pennsylvania and Ohio (10-14-16).

    Shop our plans now

UPMC for Life Dual (HMO SNP)

Do you qualify for Medicare and Medicaid? We offer low- or no-cost benefits that go beyond Original Medicare. With UPMC for Life Dual, you’re covered for prescriptions, routine dental and eye care, a 24/7 nursing advice line, and more.

Explore Plan Options

UPMC for Life Options (HMO SNP)

We are the only type of Medicare plan designed for people with long-term care needs. Our large network of doctors and facilities has services that fit your life. Whether you’re in a nursing home or your own home, UPMC for Life Options gives you and your loved ones the peace of mind you deserve.

Explore Plan Options
Start Viewing Plans in Your Area
Do you have Medicare?
View all Plans - Some plans are not available in all locations

The value of having a UPMC Medicare Special Needs Plan


Our Health Care Concierge team has been recognized for excellence in customer service.* Give us a call and you'll see what we mean.

Learn About Our Customer Service


Medicare has given the UPMC for Life Dual plan 4 out of 5 stars and the UPMC for Life Options plan 4.5 out of 5 stars for quality and performance. Medicare evaluates plans based on a 5-star rating system. Star ratings are calculated each year and may change from one year to the next.

UPMC for Life Dual Plan Rating Information

UPMC for Life Options Plan Rating Information


All of UPMC's Medicare Special Needs Plans include preventive dental coverage for cleanings and exams. UPMC for Life Dual and UPMC for Life Options include additional comprehensive benefits to help with crowns, bridges, and dentures.

Learn About Our Dental Coverage


UPMC for Life Dual members have routine hearing coverage for a routine hearing exam and hearing aid fitting. This also includes an allowance that can go towards the cost of hearing aids every three years.

Learn About our Hearing Coverage


UPMC for Life’s Special Needs Plans include transportation benefits. Each plan has a specific number of one-way trips available at no cost.

Learn About Our Transportation Benefit


UPMC for Life Dual members can join Active&Fit. This program gives you membership to a participating local fitness facility OR the option of an at-home workout, at no cost to you.

Learn About Health and Wellness

U.S. News used data from the Centers for Medicare & Medicaid Services (CMS), including its rating of each Medicare Advantage plan. For an insurer to make the U.S. News list, its Medicare Advantage plans available in a given state had to earn an average rating of at least 4.5 out of 5 stars, and all its plans in the state had to earn at least 3 stars. This award was not given by Medicare. For more information about UPMC for Life’s CMS Star Rating go to Medicare evaluates plans based on a 5-star rating system. Star Ratings are calculated each year and may change from one year to the next.

This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments, and restrictions may apply. Benefits, premium and/or copayments/coinsurance may change on January 1 of each year. The formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary.

UPMC for Life Dual is available to anyone who has both Medical Assistance (Medicaid) from the state and Medicare. UPMC for Life Dual is an HMO SNP plan with a Medicare contract and a contract with the Pennsylvania Medical Assistance (Medicaid) program. Enrollment in UPMC for Life Dual depends on contract renewal. UPMC for Life Dual is a product of and operated by UPMC for You Inc.

UPMC for Life Options is available to anyone with Medicare who meets the Skilled Nursing Facility (SNF) level of care and/or resides in a nursing home. Premiums, copayments, coinsurance, and deductibles may vary based on the level of Extra Help you receive. UPMC for Life Options is an HMO SNP plan with a Medicare contract. Enrollment in UPMC for Life Options depends on contract renewal. UPMC for Life Options is a product of and operated by UPMC Health Plan Inc.

We are available to take your call:
Toll-free: 1-866-405-8762
TTY: 1-866-407-8762
seven days a week 8 a.m. to 8 p.m.*

*Our hours of operation change twice a year.

Oct. 1 – Feb. 14:
seven days a week 8 a.m. to 8 p.m.

Feb. 15 – Sept. 30:
Monday through Friday 8 a.m. to 8 p.m.

Y0069_17_1194 – Approved

Last Updated: 10/01/2016
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