You’ve got the balloons and the cake. You’re ready for your party, but are you ready for your 26th year? Health insurance coverage is probably not the first thing you put on your wish list — but if you are still a dependent on your parents’ health insurance, it’s time to start shopping for some insurance of your own.
If you already have coverage through your employer or school, then you won’t have to make any changes. But if you are on your parents’ health insurance, your coverage will end at the end of your birth month or the end of the calendar year, depending on which insurance provider your parents have.
Turning 26 years old is considered a qualifying life event. That means you are eligible to sign up for health insurance outside of the traditional Open Enrollment Period.
If you have had a qualifying life event, you are able to enroll with UPMC Health Plan even if it is not during Open Enrollment. Turning 26 years old and aging out of your parents’ health insurance plan is a qualifying life event. Give yourself the gift of coverage this year, so you can start off your 26th year with peace of mind!