UPMC Consumer Advantage Spending Account Options

UPMC Consumer Advantage offers FSA, HRA, HSA, and QTA funding options. In order to participate in one of these options, your employer must offer it.

Learn what each option offers and how they differ from each other.

UPMC Consumer Advantage
Flexible Spending Accounts (FSAs) FSAs help you to save money and use pretax dollars to pay for eligible expenses. We offer FSAs for health care and dependent care expenses.
Health Reimbursement Arrangements (HRAs) You can use employer-funded HRAs to pay for your deductible and other out-of-pocket expenses associated with your insurance plan only.
Health Savings Accounts (HSAs) You can use HSAs in combination with a qualified high-deductible health plan. HSAs allow you to use tax-free dollars to pay for qualified health care expenses that your health insurance doesn't cover.
Qualified Transportation Accounts (QTAs) QTAs help you save money and use pretax dollars to pay for eligible transit and parking expenses related to your commute to work.
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